Sick of paying above the odds for health cover? Policies start from less than $23 a week!

Could these new health insurance policies from just $3.22 a day be right for you?

Now you can get Hospital AND Extras cover for just a few dollars a day

Audrea B.
By Audrea B.
Last Updated 1st October 2021
Older Aussies are Saving on their Health Insurance using this service.
If you haven’t reviewed your health insurance in more than 12 months, there’s a very good chance you’re overpaying for your cover. This Australian owned and operated comparison service saved people an average of $357.95 on their policies in 2020.

Health insurance from just a few dollars a day - what’s the catch?

No, it’s not a scam. And no, it’s not magic. In fact, it’s incredibly simple. You tell us what types of cover are important to you (often things like hip and knee replacements, dental and optical) and what types of cover aren’t important (often things like pregnancy, IVF, and orthodontics). Then we go out and try to find you a policy without any ‘fat’ - just one that meets your requirements.

“Over the years, I’ve spoken to hundreds of hardworking Australians who were unknowingly paying for cover they didn’t need”, says Andrew Davis, CEO of “It’s not at all uncommon to speak to people in their 50’s, 60’s, and beyond, who are still paying for things like pregnancy cover, orthodontics, and IVF”.

In 2020, we saved the average Aussie $357.95 by helping them stop paying for cover they don’t use. It’s as simple as that. And we don’t charge any hidden fees or mark up the cost of our policies - they all come directly from the insurers themselves.

We handle all the switching paperwork for you, so you won’t need to have any awkward conversations with your old fund. And all our policies come with a 30 day cooling off period, so there’s no need to worry about buyer’s remorse.

Here’s How You Do It:

Step 1: Select your current age.
Step 2: Once you select your preferred coverage options, you will have the opportunity to compare quotes from multiple health funds.

Health cover from a few dollars a day

Select your age to see if you're eligible

There’s a reason Aussies are stuck paying higher premiums for health insurance they don’t need. According to Dr Anthony Bartone, Federal President of the Australian Medical Association, people are dropping their health cover due to the confusion in understanding what they are paying for, and the difficulty the average Aussie faces when trying to save money by switching health insurance policies.

Here are some tips to help you with switching your health cover, saving money and avoiding any confusion around what you’re paying for:

  • Know your needs: there’s two different categories of private health insurance: hospital cover and extras cover. Hospital cover is for in-hospital expenses like accommodation, medicine, and doctor fees. Extras cover includes necessary services that are outside of hospital cover, like dental, optical, chiropractic and physiotherapy care. Unsure what you need? Our experts can provide you with a more in-depth look at what you really need and help you make a more personalised cover to suit your situation.
  • Don’t just set it and forget it: Regularly check-up on your health insurance needs and consider what you may need for the future. Remember, when switching health cover, you’re protected by law when it comes to waiting periods. If you’re switching to hospital cover that offers an equal or lower level of coverage, insurers cannot make you re-serve any additional waiting periods. On the other hand, if you’re increasing benefits or changing extras cover, certain waiting periods may apply - but health funds sometimes run special offers that waive some waiting periods altogether.
  • Shop around: there are different levels of insurance policies for hospital cover and extras cover. We recommend using our free comparison service and the help of our team of experts to compare different health funds, prices and levels of cover.

Count Every Penny is working with to help Australians ‘ditch and switch’ their health insurer, and turn back the clock on high premiums.

When you work with both our teams, you get the peace of mind that comes with working with trusted-professionals who have the years of experience needed to navigate the complicated health insurance system and keep you from any further confusion.

Count Every Penny is a one-of-a-kind comparison service made for hard working Aussies. Our team of experts save Aussies an average of $357.95** a year and in a few short minutes, you could be on your way to hundreds of dollars in savings.

Get Started Now:

Step 1: Select your state below.
Step 2: After answering a few questions, you will have the opportunity to compare quotes in your area and could be eligible for significant savings.

Choose your area.
Which area are you in?
Australia: We saved our average customer $357.95 on their annual premium!
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*The daily and/or weekly figures are based on a Bupa Basic Accident Only Hospital with Freedom 60 Extras policy, which has a monthly cost of $96.01 in NSW for a single individual aged 70+ (assuming the maximum possible government rebate) as of 01/10/21. Prices may vary based on location, age, and circumstances.
**Average savings based off 13,136 customers during 2020